Lillian Theresa Ramirez Financial advisory & Markets analysis
FINRA Registered • Active Trader • Public Results

Beat the Markets with me

While 80% of retail traders lose money, I consistently outperform the S&P500 through disciplined execution: tracking whale movements, riding breakouts with volume confirmation, and accepting losses when the market proves me wrong.

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Professional Financial Advisory Services

Hello, I'm Lillian.

I've been actively trading stocks and crypto for over 6 years years while maintaining my FINRA obligations.

What nobody tells you: Market makers profit whether you win or lose. I've watched retail traders get wiped out while institutions profit from their panic.

I track whale movements in crypto, monitor Fed announcements, and adjust positions based on actual market flow and strategic execution.

With a strong emphasis on technical analysis and risk management, my goal is to exceed the S&P 500’s performance annually and deliver reliable results.

View my complete methodology and market approach →

  • FINRA Series 7, 10, 9, 66, 63 Licensed
    Traditional advisory work combined with active trading
  • 78% Win Rate
    Momentum trading with institutional flow data
  • Public Track Record
    Real-time trade updates on social media
  • 2% Risk Limit
    Maximum loss per position, always

Experience

Morgan Stanley
11/30/2020 – 1/28/2022
CRD#: 149777
Schwab Private Client Investment Advisory, Inc.
07/01/2016 – 08/04/2021
CRD#: 159035
Charles Schwab & Co., Inc.
01/26/2012 – 03/23/2012
CRD#: 5393
Charles Schwab & Co., Inc.
10/25/2007 – 12/31/2011
CRD#: 5393

Examinations

Principal / Supervisory
  • Series 10 – General Securities Sales Supervisor (10/12/2017)
  • Series 9 – Options Sales Supervisor (02/09/2017)
State Security Law
  • Series 66 – Uniform Combined State Law (10/15/2007)
  • Series 63 – Uniform Securities Agent State Law (09/02/2004)
General Industry / Products
  • SIE – Securities Industry Essentials (10/01/2018)
  • Series 7 – General Securities Representative (02/10/2004)

My 3 Core Trading Strategies

Backtested strategies with verifiable results.

View detailed methodology and execution →
Momentum Trading
The Trend Follower
78%
Win Rate
Avg Return: +2.1% per trade

I ride breakouts and trend reversals using volume analysis and institutional flow data. No holding for months - in and out within days. Recent example: +$4,200 on NVDA puts, +$1,200 on TSLA momentum play.

View execution details →
Crypto Arbitrage
The Price Hunter
85%
Success Rate
Avg Return: +1.8% per trade

Exploiting price differences between exchanges and timing Bitcoin/Ethereum movements around major announcements. Track my real-time movements on social media. Risk limited to 2% per position.

View execution details →
Options Strategies
The Income Generator
72%
Success Rate
Avg Return: +3.2% per trade

Selling covered calls and protective puts on my stock positions while trading options on crypto for asymmetric risk/reward. March 2020: Lost 60% in crypto but made money on put options.

View execution details →

What Can Go Wrong?

Full transparency about trading risks and my actual losses.

View detailed risk analysis and case studies →
Market Risk

Crypto can go to zero overnight. March 2020: My crypto portfolio dropped 60% in 2 weeks. Bitcoin fell from $9,000 to $3,800. Here's exactly how I handled it: Sold 30% of positions, doubled down on quality coins, and lived off my options income.

Execution Risk

Slippage kills profits. When NVDA drops 5%, your stop-loss might execute at 7% down because of market gaps. Real example: Lost additional $800 because of slippage on a trade that should have been -$400.

Technology Risk

Platform outages happen. I use multiple brokers and have backup trading systems ready. September 2023: TD Ameritrade went down during market open. Lost $1,200 opportunity cost on a planned trade.

Regulatory Risk

SEC can shut down any crypto trade. I keep detailed records and never trade anything that could be classified as a security. My risk management: Never more than 2% of capital in any single position.

Portfolio Portal (Market Data)

Summary

As a potential investor, I assume what you're most interested about is past performance record and real time market data. Within this section you will be able to deep dive into my performance report accross all markets, and trade history including monthly data.

What you'll see

  • • Portfolio value and YTD return
  • • Allocation donut chart
  • • Performance vs. benchmark
  • • Goals progress, documents, and messages
LTR
Lillian Theresa Ramirez
Social trading — public profile 🇺🇸
Copy
Copiers
1.5k
AUM
$128.4M
Portfolio Value
$2.1M
Weeks
145
Strategy: Long-term growth • Risk score: 6/10

Performance

Equity curve

Compare to
Daily Profit
+0.95%
Weekly Profit
+3.21%
Monthly Profit
+12.45%
All-Time Profit
+1,205.67%
Risk Score
6/10
Avg. Risk
2.5% ℹ️
Max Drawdown
-23.8% ℹ️

Most Copied Holdings

Top 5 assets
Total: $2.452M
TS
TSLA • Tesla, Inc
Allocation: 15.2%
B
BTC • Bitcoin
Allocation: 14.1%
N
NVDA • NVIDIA Corp
Allocation: 9.8%
S
SPY • S&P 500 ETF
Allocation: 7.6%
E
ETH • Ethereum
Allocation: 6.0%

Market Activity

Recent trades and updates
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Client Outcomes

Feedback from investors who've experienced different approaches to my market approach

View detailed case studies and client outcomes →

"Lillian helped me gain clarity and confidence in my retirement plan. Before working with Lillian, I felt overwhelmed and unsure about whether I was making the right financial decisions. She took the time to understand my goals, explain my options in simple terms, and guide me through every step of the planning process. I finally feel in control of my future, and I have peace of mind knowing that I have a solid plan in place."

— J. Hammer - 🇺🇸
Retired Navy Nurse at United States Navy

"As a business owner, I’ve always been focused on running my company and didn’t have the time or expertise to manage my personal investments with the same level of care. Lillian's disciplined approach and transparency have been a game-changer for my investments. She always took the time to understand both my business and personal financial goals, hence creating a plan that works in harmony with both. I always know what’s happening with my portfolio and why. Their consistent communication and strategic guidance have given me the confidence to focus on growing my company, knowing my financial future is in good hands."

— D. Parietti. 🇺🇸
CEO @ Health Plan, Wisconsin

"I appreciate the plain advice. As someone getting more serious about trading and investing, I was tired of hearing buzzwords and overcomplicated strategies. Mrs Ramirez gave me straight, actionable guidance that actually made sense. They helped me develop a disciplined approach to managing risk and making smarter decisions in the market. It’s exactly what I needed to level up my investing."

— C. Dewar 🇺🇸
McKinsey & Company

"Working with Lillian and her team completely transformed how I manage my portfolio. They helped me identify areas where I was losing unnecessary money and implemented strategies to make my investments far more profit based. This wasn’t just about increasing my earning. Lillian also created a sustainable, long-term plan that supports my trading activities while protecting my gains. Their guidance gave me clarity and confidence, showing me exactly how to align my portfolio with my financial goals. Thanks to her expertise, I now have a clear and achievable path to financial independence. I feel empowered knowing that my investments are working smarter, not harder, and that I’m on track to secure my financial future."

— M.W. Menezes. 🇺🇸
Former U.S. Deputy Secretary of Energy

"I was unaware of how much taxes were impacting my portfolio's growth. Lillian and her team took a deep dive into my holdings and crafted high profit strategies that not only maximized my portfolio earnings but also aligned perfectly with my long-term goals. Beyond the numbers, they provided clear education and consistent support that gave me the confidence to make informed decisions. Now, I have a well structured plan that guides me steadily toward financial independence, and I feel empowered knowing my money is working smarter for me."

— A. Maxman - 🇺🇸
President at Oxfam America

"As a business owner, I value clear and logical communication, especially when it comes to complex topics like finance. Lillian Ramirez provided exactly that straightforward advice tailored to my unique situation. They helped me understand the risks and rewards associated with different investment options, and worked patiently with me to build a plan that matches my goals and comfort level. Their approachable style and ongoing support have given me a newfound confidence in managing my finances, and I feel truly prepared for the future."

— D. MacCallum - . 🇦🇺
Director & General Manager, STH Group

"Running a small business keeps me busy, and managing my personal finances often felt overwhelming and neglected. Partnering with Lillian was one of the best decisions I’ve made. Their disciplined and transparent approach brought much-needed structure to my investment strategy. They took the time to understand my business realities, and tailored a portfolio that balances growth with risk management. I appreciate their regular updates and honest communication, which keep me informed and confident that my investments are aligned with both my personal and professional goals."

— L. Marsters - 🇺🇸
Project Manager

"Before working with Lillian, I often felt lost navigating the complexities of the financial markets. Their team’s expertise and clear, actionable strategies have completely transformed my approach. They don’t just offer generic advice—they listen carefully, create customized plans, and help me stay disciplined even when markets get volatile. This partnership has given me confidence and clarity, and I now feel well-prepared to achieve my financial goals and weather any market conditions."

— D. Graham - 🇬🇧
Dyrectli Capital

"Trading had always been something I wanted to excel at, but I lacked the structure and knowledge to do it consistently and profitably. Lillian brought discipline and clarity to my trading strategy, helping me balance risk and reward more effectively. Their focus on tax efficiency was a bonus I hadn’t considered, which has improved my overall returns significantly. With their ongoing support and tailored advice, I’ve turned trading from a gamble into a strategic, rewarding part of my financial plan."

— R. Chowdhry - 🇬🇧
Concept Ventures

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